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The Benefits of Digital Banking to Canadians

Posted on January 6, 2022 by Phil Stephens
The Benefits of Digital Banking to Canadians

In Canada and other parts of the world, banking customers are benefiting from digital banking. The services on offer are something to consider when looking for the best bank in canada. Here, we shall explore some of the advantages that digital banking offers compared to carrying cash. From eliminating paper Continue Reading

Posted In Smart Money

How to Stop Living Paycheck to Paycheck

Posted on October 14, 2021August 17, 2021 by Phil Stephens
How to Stop Living Paycheck to Paycheck

For many people, the phrase “living paycheck to paycheck” has become a mantra that serves as a way to define one’s lifestyle. For many others, it is a term that has become synonymous with the blues. Throw in the word “paycheck” and you have a recipe for misery. Living paycheck Continue Reading

Posted In Blog, Smart Money

Setting and Reaching Financial Goals — How to Do It

Posted on September 16, 2021July 13, 2021 by Phil Stephens
Setting and Reaching Financial Goals — How to Do It

It is a common scenario: you open up a new savings account or start investing a bit in the stock market, and before you know it, you’re doing it all the time. You’re saving, investing, and saving, and before you know it you’ve reached your annual savings goal. But how Continue Reading

Posted In Smart Money

The Advantages of Knowing the Exchange Rates

Posted on August 11, 2021August 11, 2021 by Phil Stephens
The Advantages of Knowing the Exchange Rates

There are many reasons why we should know the exchange rates, as well as having the means to instantly look them up. It can only be in our interests as either a businessperson wanting to trade abroad or a tourist wanting to make the best use of their spending money Continue Reading

Posted In Blog, Smart Money

When Are Personal Loans a Good Idea?

Posted on August 10, 2021July 13, 2021 by Phil Stephens
When Are Personal Loans a Good Idea?

When it comes to personal loans, you don’t have to be a rocket scientist to know that they are a pretty bad idea. The reason personal loans are bad is that they are too difficult to pay back. The good news is that the number of individuals who go into Continue Reading

Posted In Smart Money

Improving Your Credit Score

Posted on June 12, 2021July 13, 2021 by Phil Stephens
Improving Your Credit Score

We all know that having a good credit score is one of the keys to a solid financial future. Unfortunately, most people aren’t aware of the simple things that they can do to improve their credit scores. Everyone wants to improve their credit score. Whether it’s to build credit, to Continue Reading

Posted In Smart Money

How To Save To Buy A House

Posted on May 8, 2021July 13, 2021 by Phil Stephens
How To Save To Buy A House

As you may know, saving for a down payment on a house can be easier said than done. There are all kinds of fees, taxes, and other costs that can eat into your savings, which can make it difficult to reach your goal. However, there are a lot of solutions Continue Reading

Posted In Smart Money

Three Reasons Why You Need A Credit Report

Posted on April 11, 2021July 13, 2021 by Phil Stephens
Three Reasons Why You Need A Credit Report

Having a good credit score can make all the difference in the world. Having a bad credit score can make everything in the world seem worse. Having a good credit score means you can borrow money at lower interest rates, or, if you want, you can borrow money to build Continue Reading

Posted In Smart Money

How to Legally Cover Your Side Hustle

Posted on March 28, 2021July 13, 2021 by Phil Stephens
How to Legally Cover Your Side Hustle

If you are reading this, you probably already know that you are on the verge of a new career as a side hustle, and you are starting to realize that it can be a big risk. You don’t want to get taken advantage of or find yourself short on cash Continue Reading

Posted In Crypto, Smart Money

Learning To Be Financially Independent

Posted on February 27, 2021July 13, 2021 by Phil Stephens
Learning To Be Financially Independent

Many financial problems come from the inability to recognize the right time to buy something. We have to learn when it is better to buy something or not. But it requires a certain amount of wisdom to get this right. The longer you wait, the more it costs you. If Continue Reading

Posted In Smart Money

My name is Phil Stephens. I have worked in the trading industry all of my life. I want to push my skills out to the world, to share them with other traders. That is the hallmark of my token, and what I wish to leave behind.

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Recent Posts

  • Best Investing Apps for Beginners
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  • Why Do Cryptocurrencies Drop? 3 Reasons Crypto is Crashing 
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