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When Are Personal Loans a Good Idea?

Posted on August 10, 2021July 13, 2021 by Phil Stephens
When Are Personal Loans a Good Idea?

When it comes to personal loans, you don’t have to be a rocket scientist to know that they are a pretty bad idea. The reason personal loans are bad is that they are too difficult to pay back. The good news is that the number of individuals who go into Continue Reading

Posted In Smart Money

Improving Your Credit Score

Posted on June 12, 2021July 13, 2021 by Phil Stephens
Improving Your Credit Score

We all know that having a good credit score is one of the keys to a solid financial future. Unfortunately, most people aren’t aware of the simple things that they can do to improve their credit scores. Everyone wants to improve their credit score. Whether it’s to build credit, to Continue Reading

Posted In Smart Money

How To Save To Buy A House

Posted on May 8, 2021July 13, 2021 by Phil Stephens
How To Save To Buy A House

As you may know, saving for a down payment on a house can be easier said than done. There are all kinds of fees, taxes, and other costs that can eat into your savings, which can make it difficult to reach your goal. However, there are a lot of solutions Continue Reading

Posted In Smart Money

Three Reasons Why You Need A Credit Report

Posted on April 11, 2021July 13, 2021 by Phil Stephens
Three Reasons Why You Need A Credit Report

Having a good credit score can make all the difference in the world. Having a bad credit score can make everything in the world seem worse. Having a good credit score means you can borrow money at lower interest rates, or, if you want, you can borrow money to build Continue Reading

Posted In Smart Money

How to Legally Cover Your Side Hustle

Posted on March 28, 2021July 13, 2021 by Phil Stephens
How to Legally Cover Your Side Hustle

If you are reading this, you probably already know that you are on the verge of a new career as a side hustle, and you are starting to realize that it can be a big risk. You don’t want to get taken advantage of or find yourself short on cash Continue Reading

Posted In Crypto, Smart Money

Learning To Be Financially Independent

Posted on February 27, 2021July 13, 2021 by Phil Stephens
Learning To Be Financially Independent

Many financial problems come from the inability to recognize the right time to buy something. We have to learn when it is better to buy something or not. But it requires a certain amount of wisdom to get this right. The longer you wait, the more it costs you. If Continue Reading

Posted In Smart Money

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My name is Phil Stephens. I have worked in the trading industry all of my life. I want to push my skills out to the world, to share them with other traders. That is the hallmark of my token, and what I wish to leave behind.

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Recent Posts

  • How to Choose the Best Cryptocurrency Exchange
  • 7 Best Coffee Stocks to Invest In for 2023
  • Peer-to-Peer (P2P) Lending: What There is to Know
  • The Ultimate Guide to Investing in ICOs
  • There’s an ICO for Everything: Types of Cryptocurrency Offerings
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